Call SelClene on 01292 443777 for information on these services.

Personal Finance

Investments/Pensions/Insurance. Worried that you're not getting the best return on your money? Concerned about your long-term financial security? Alex Philip is an independent financial adviser who believes that inaction is NOT a financial option. So why not ask Alex to get your affairs in order?

Mortgages. If you have had your mortgage for more than two years, then the chances are you are paying too much. Reduce your mortgage today by getting Russell Hannah of Positive Solutions to get you the best deal in the market.

Home Maintenance Services

Joinery. Fancy some decking in the back garden? Or maybe building that cupboard you always wanted? Whatever the job, you can trust Jim Kerr of Ayr Joinery to do the job to a craftsman's standard at an affordable price.

Handyman Services. Do you have a small job that needs different tradesmen? It would make sense to get one man to do it all. In particular, get David Kerr of GSI. He can do most types of jobs, e.g., tiling, joinery, plumbing and electrics. He also specialises in installing plasma TVs and home cinema systems.

Plumbing/Heating Systems. Worried about that old boiler? Andrew Lusk of AL Plumbing and Heating, is CORGI registered, and can coax years of life out of your old equipment. Furthermore, if you need to replace it, he can give you a very competitive quotation.

Wood worm/dry rot. Want reassurance that there are no problems lurking under the floorboards or behind the walls? Tony Finnegan says SHD Property Care Specialists are the longest established independent woodworm/dry rot specialist in Scotland, so their 30-year guarantee really means something!

Home extensions/new builds. Need more space? Instead of moving house, why not convert what you have or build an extension?

Timber frame design. For timber frame builds, you need to use a specialist in the field. Colin Bruce of Colin Bruce Design can save you lots of money, whether you are building from scratch or as an extension to your current home.

Architect. Thinking about extending your house or business premises? Whatever the size - from house extensions to industrial projects - Martin Schlechter of MGP Architects will listen to your needs and design solutions to match the way you want to live and work.

Builders. You've got your design, so now you need a local firm who will do the work - to specification and to time! It's best use a local family firm who pride themselves in customer service. Give Kirsten McConnachie of McConnachie Ltd. a call. Even if you are just thinking about an extension, they will be happy to discuss your plans and give you advice on the next step.

Home services

Computer repairs. Having problems with your PC or Internet connection? Let Steven Kerr of MMTIW get your system running at top form and to provide purpose-built machines to your specification. He can also advise you on lots of add-ons to make computing even more fun, like running it as a TV!

Family website design. When families are spread throughout the country, why not keep in touch and swap pictures, news, video clips, and on-line chats. Alex Meldrum of ASM Development can get you "on-line" for under £100. Alex specialises in all kinds of business web-sites too.

Selling your house. Imagine your potential buyers being able to tour your house from the comfort of their own home! This can be done by creating a "virtual tour" of your house to be part of your advert on the Internet. All this can be yours for only £75. Get John Robinson of VIEW 360° to explain how it all works.

Business services

Business support. Do you know someone who runs their own business, or do you run one yourself? If you need short-term support, why not use Lorna Alexander to provide backup so you do more in less time. Lorna has a wealth of experience at every level of business. Initial consultation free!

Accountancy services. If you run a small business and are looking for an accountant with your interests at heart, why not try LJ McDonald & Co. Let Les McDonald take the hassle out of the end of year returns and help make sure you're not paying tax over the odds. Don't pay big money for big names!

Printing Services. Do you have a business or work for a company that needs high-quality yet low-cost stationery? If so, why not ask Andy Walker of Newline Design to create the perfect image and get you a great quote for the printing? He can usually get trade offers on letterheads, business cards, and compliment slips too.

Office furniture/stationery. Looking for office furniture for business or home? Kenny Stuart of Arena has a great range of new and second hand furniture at amazing prices. He sells all types of office stationery, and gives as good if not better service than the big hitters like Viking. Why not get a brochure and see what he can offer.

Website design. All businesses should have a web site and, importantly, it shouldn't just look pretty but be a positive asset to the business, attracting visitors and persuading those visitors to take action. Alex Meldrum of ASM Development takes web sites beyond design.